A FRESH APPROACH
TO HOME LOANS

ABOUT US

FlexPoint is here to assist our clients through one of life’s biggest and best decisions for them and their families. We were founded on the belief that we can make the home financing process simple and straightforward for our clients specifically by finding the right mortgage for their individual needs, and by educating and keeping them up-to-date throughout the process.

We are a group of licensed mortgage professionals with years of experience in adapting and leading in the ever-changing mortgage industry. We are known for our years of industry experience, our integrity to do the right thing and find the right product for our client’s individual needs; and our desire to work with our client’s to help them feel comfortable through the process of purchasing a new home. Whether you are purchasing a new home, making home improvements, or trying to save money on your current mortgage, we may be able to help.

Conventional Loans

Conventional Loans are the best option for borrowers with good credit and who can contribute a down payment of at least 3%.

VA Loans

When traditional financing doesn’t fit your scenario and you need money quickly, explore these VA options to see what works for you.

FHA

FHA Loans are insured by the Federal Housing Administration and require mortgage insurance to be paid by borrower. You could be eligible for an FHA Loan if you have a lower credit score and a down payment as low as 3.5%

Reverse Mortgages

Reverse Mortgages are for current homeowners over the age of 62 that are looking to eliminate their monthly mortgage payment and tap into their equity to meet their financial goals.

Non Prime (Non QM)

Borrowers who do not qualify for a conventional mortgage or government-insured loan because they are self employed or real estate investors may be able to qualify with a Non-Prime loan.

Private Money

A Private Money Loan offers fast and flexible loan solutions to borrowers who don’t fit the standard guidelines for Conventional or Government loans. Funds from this loan come from a private investor opposed to an institutional lender and require a deed of trust secured against the borrower’s home.