Programs

At FlexPoint Inc, we specialize in conventional loans. Our programs offer diverse options to fit most borrower’s needs.

Conventional Loans

Conventional Loans are the best option for borrowers with good credit and who can contribute a down payment of at least 3%.

Learn More About Conventional Loans

VA Loans

A VA Loan is a home-mortgage option available to American Veterans and their families. No PMI or down payment is required in order to obtain a VA loan.

Learn More About VA Loans

FHA Loans

FHA Loans are insured by the Federal Housing Administration and require mortgage insurance. You could be eligible for an FHA Loan if you have a lower credit score and a down payment as low as 3.5%

Learn More About FHA Loans

Non-Prime (NON QM)

Borrowers who do not qualify for a conventional mortgage or government-insured loan because they are self-employed or real estate investors may be able to qualify with a non-prime loan.

Learn More About Non-Prim (NONQM)

Private Money

A Private Money Loan offers fast and flexible loan solutions to borrowers who don’t fit the standard guidelines for Conventional or Government loans.

Learn More About Private Money

Home Equity

Home Equity Loans and Home Equity Lines of Credit let you access the equity in your home with lower costs and less paperwork than a mortgage.

Learn More About Home Equity

FlexPoint, Inc NMLS #243082, California DFPI Finance Lenders Law License #603E309, California Real Estate Corporation DRE License Endorsement #01206008, Arizona Mortgage Banker License #0948197 FlexPoint, Inc. Colorado Mortgage Company Registration, Florida Mortgage Lender Servicer License #MLD1969, Nevada Mortgage Company License #4548. New Mexico Mortgage License approved, Oregon “Licensed by the Oregon Division of Financial Regulation of the Department of Consumer and Business Services. For consumer complaints, call us at 888-877-4894 or go to dfr.oregon.gov.” The posting of this notice complies with the requirements of ORS 725.160, 725A.032, 86A166, and 86A.309.Consumer Access Site. ©2022

“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV<http://WWW.SML.TEXAS.GOV>. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.