Loan Programs

At FlexPoint Inc, we specialize in conventional loans. Our programs offer diverse options to fit most borrower’s needs.

Conventional Loans

Conventional Loans are the ideal option for borrowers with good credit and who can contribute a down payment of at least 3%.

Learn More About Conventional Loans

VA Loans

 

A VA Loan is a home-mortgage option available to American Veterans and their families. No PMI or down payment is required in order to obtain a VA loan.

Learn More About VA Loans

FHA Loans

FHA Loans are insured by the Federal Housing Administration and require mortgage insurance. You could be eligible for an FHA Loan if you have a lower credit score and a down payment as low as 3.5%

Learn More About FHA Loans

Non-Prime (NON QM)

Borrowers who do not qualify for a conventional mortgage or government-insured loan because they are self-employed or real estate investors may be able to qualify with a non-prime loan.

Learn More About Non-Prim (NONQM)

Home Equity

Home Equity Loans and Home Equity Lines of Credit let you access the equity in your home with lower costs and less paperwork than a mortgage.

Learn More About Home Equity

DSCR Loans

A DSCR (Debt Service Coverage Ratio) loan is a mortgage designed for real estate investors. Instead of using personal income documentation, lenders qualify you based on the rental income the property generates compared to its housing expenses.

Learn More About DSCR Loans