Flexible Non-QM Loans for Self-Employed and Non-Traditional Earners

See if you can qualify with a fast, simple pre-qualification with no obligation.

Fast, no-obligation pre-qualification
Bank-statement programs available
Backed by self-employed lending expertise

🔒 Secure form. No obligation to proceed.

Why FlexPoint, Inc.?

Bank-Statement Options

Self-employed Expertise

Flexible Non-QM Programs

One-to-one Guidance

WHO IS THIS FOR?

Flexible Financing When Traditional Rules Don’t Apply

Whether you run your own business, earn 1099 income, or simply don’t fit the traditional lending box, FlexPoint offers programs tailored to your needs.

Self-employed professionals and 1099 earners
Business owners using personal or business bank statements
Borrowers whose tax returns don’t reflect their true income
Homebuyers and refinancers who don’t fit traditional guidelines

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How Our Process Works

A simple 2-step path to see if you can get pre-qualification

Step 1

Tell us about your goals and property

Step 2

Review tailored options and next steps

START MY PRE-QUALIFICATION REQUEST

“

So glad he handled our refinance at FlexPoint. Their interest rate was fantastic and their fees were lower than other companies that I had compared. Thanks for getting it all done so smoothly.
Susan M.

“

It was a pleasure working with Justin. He helped guide me through the process and was immediately responsive to questions, even via text. Would recommend!
Christopher M

“

FlexPoint is an awesome company. I was surely blessed by getting assigned to Jordan Fletcher. Mr. Fletcher took over my VA refinance and guided me through the whole process in a very timely manner.
Chuck F.

READY TO TAKE THE NEXT STEP?

Apply for a loan today

Don’t let traditional lending rules hold you back. With FlexPoint, Inc., self-employed borrowers have a clear path to homeownership and refinancing.

Self-employed expertise
Transparent terms, fast answers
Thousands of loans funded

GET STARTED

Frequently Asked Questions

What is a Non-QM loan?

A Non-QM (Non-Qualified Mortgage) loan is designed for borrowers who don’t meet traditional lending criteria, offering flexible solutions based on alternative documentation and unique financial situations.