Run Every Phase of Your BRRRR Deal Before You Make an Offer
Buy. Rehab. Rent. Refinance. Repeat. Model the full cycle — purchase costs, rehab budget, rental income, DSCR cash-out refinance, and exactly how much capital you pull back out — all in one place.
BRRRR Deal Analyzer
Enter Your Deal Details
All five phases update the results instantly. Expand each phase to enter your numbers.
Closing & Acquisition Costs
Annual Expenses
Capital Recycled
$143,000
84.7% of total cash invested
Total Cash In
$168,900
All phases combined
Cash Left in Deal
$25,900
After refi proceeds
Refi Loan Amount
$147,000
LTV: 70.0%
Net Refi Proceeds
$143,000
After closing costs
DSCR After Refinance
1.14
$1,520 ÷ $1,328 PITIA
Property Value vs. Loan Balance After Refi
FlexPoint DSCR cash-out refinances go up to 75% LTV with no income docs. Let an investor specialist confirm your numbers.
Get My Free DSCR Refi Consultation →Understanding the BRRRR Strategy
What Each Phase Means for Your Deal
BRRRR is a capital recycling strategy — the goal isn't just cash flow, it's getting your money back out so you can do it again. Here's what to watch in each phase.
Buy Below ARV
The entire strategy lives or dies here. You need to buy far enough below the after-repair value that a 70–75% LTV refinance will cover most of your costs. A good rule of thumb: all-in cost should be ≤70% of ARV.
Rehab to Add Value
Renovation should maximize appraised value relative to cost. Always add a contingency buffer — 10–15% is realistic. Cost overruns directly reduce how much capital you can recycle at refinance.
Rent Before You Refi
Most DSCR lenders require 3–6 months of seasoning before a cash-out refinance. Having a tenant in place strengthens your file and confirms the income the lender uses to qualify the loan.
DSCR Cash-Out Refi
This is where your capital comes back. DSCR loans qualify on rent — not your income — so you don't need W-2s or tax returns. FlexPoint offers cash-out DSCR refinances up to 75% LTV on 1–4 unit properties.
Capital Recycled = Scale
The more capital you pull back, the faster you can repeat. Recycling 80%+ of your original investment is considered a strong BRRRR. 100% or more means the deal cost you nothing but time and credit.
DSCR Must Work Post-Refi
After the refinance, the property has to cash flow with the new, higher loan balance. The calculator shows your post-refi DSCR and net monthly cash flow. A DSCR below 1.0 means the property loses money — revisit your rent or rehab numbers.
Found a Deal? Let's Confirm Your DSCR Refi Numbers.
Tell us about the property. A FlexPoint investor specialist will verify your DSCR cash-out qualification within 24 hours — no credit pull, no pressure.
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FAQ
Frequently Asked Questions About the BRRRR Strategy
The questions investors ask us most before running a BRRRR deal.