Every FlexPoint loan officer is licensed, NMLS-verified, and accountable to you from application to closing. No call centers. No handoffs. Your loan officer knows your file — and knows the guidelines cold.
Leadership
Aaron founded and leads FlexPoint Inc., bringing nearly three decades of mortgage industry experience to every strategic decision the company makes. As President, he sets the direction for FlexPoint’s program shelf, underwriting approach, and commitment to closing loans that other lenders turn away. His fingerprints are on every meaningful deal in the company’s history.
Dennis serves as Vice President at FlexPoint and operates out of McKinney, Texas. With deep experience across conventional, government, and non-QM programs, he is a go-to resource for borrowers with complex income situations — particularly self-employed professionals and business owners who need bank statement or full doc Non-QM solutions. Dennis’s Texas market knowledge and transaction volume make him one of the most productive members of the team.
Jared leads sales strategy at FlexPoint and is the team’s foremost expert on investment property financing. He specializes in DSCR loans, cross-collateral portfolio structures, and the full Non-QM product suite — and has a particular gift for explaining complex program mechanics in plain language. Investors building multi-property portfolios, borrowers approaching the conventional 10-property limit, and anyone navigating a tricky income documentation situation will find Jared’s guidance invaluable.
Loan Officers
Adam works with first-time buyers and move-up purchasers across a broad range of programs. He is particularly skilled at navigating buyers through the qualification process — matching their income profile, credit picture, and purchase goals to the right program from the start. Adam’s blog work on affordability and credit score guidance reflects his commitment to educating borrowers before the process begins, not after.
John brings a thorough, detail-oriented approach to every loan file he touches. He works across purchase and refinance transactions for both primary residence buyers and investment property owners. John’s methodical style means borrowers understand exactly where they stand at every stage of the process — no surprises at the closing table.
Sean is a versatile loan officer who works comfortably across the full program spectrum. He has particular experience with borrowers who don’t fit neatly into conventional boxes — whether that’s a non-traditional income situation, a recent credit event, or a property type that requires a specialist’s touch. Sean’s ability to identify the right program quickly saves his clients time and frustration.
Sydnie is known for her responsiveness and her ability to make a complex process feel manageable. She works with first-time buyers, repeat purchasers, and borrowers exploring government-backed programs. Sydnie takes the time to educate her clients on their options before they apply — which means smoother files, fewer surprises, and closings that happen on time.
Huy is based in Costa Mesa, California and brings deep expertise in purchase transactions and the pre-approval process. He works extensively with homebuyers navigating a competitive market, helping them understand the difference between a pre-qualification and a true verified pre-approval — and making sure they show up to every offer with documentation that sellers and listing agents take seriously. His methodical approach to mortgage timelines means clients always know what to expect and when.
JB is based in McKinney, Texas and brings a client-first philosophy to every transaction. He is well-versed in the full range of residential mortgage products and has developed particular expertise in helping move-up buyers and investors in the North Texas market. JB’s knowledge of the local real estate environment — combined with access to FlexPoint’s full program shelf — means his clients always have competitive options on the table.